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Commercial Insurance

When it comes to owning a small business. It is imperative to protect your livelihood by following all state and local laws while also insuring your...



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Home Insurance

Home insurance is essential for homeowners and renters looking to protect their investments in their homes and Varadas Insurance...



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Auto Insurance

How can you feel secure when you are behind the wheel? The reality is that accidents can happen and they are highly unpredictable. The only way...



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Flood Insurance

Do you know that flood is generally NOT covered on a Homeowners policy? There are several factors to consider when trying to determine if flood coverage is right for you.

Is it a Loan Requirement?

One important factor to consider when determining your flood insurance needs is if it is an actual loan requirement for you. Flood damage can be significant, and any lender will want to mitigate against this as much as they can. Generally, if you live in a zone that is considered to be a high-risk flood zone, there is a chance that you could be required to carry this coverage.

Do I Have Ample Coverage Elsewhere?

Even if you do not have a lender requirement to get flood coverage, you should still consider it if you do not have ample coverage elsewhere. Most Homeowners policies do not provide this coverage. You should never take your flood coverage needs lightly

The team at the Varadas Insurance Group can help you to meet your needs. We can help to ensure that you get proper guidance and support so you understand your needs and options when it comes to flood coverage.

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(704) 774-9706